Privacy Policy

Last updated: March 28, 2024

This Privacy Policy describes our policies and procedures on the collection, use and disclosure of your information when you use the Guardify website, applications and services. This Privacy Policy also tells you about your privacy rights and how the law protects you. By using the Guardify website, platform, applications and or services, you agree to the collection and use of information in accordance with this Privacy Policy.

You are subject to this Privacy Policy if you have financial products or services (which include banking, securities, or insurance) andGuardify Insurance Group has your Personal Data in connection with these types of products.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for you to access our service or parts of our service.
• Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Application means the software program provided by the company downloaded by you on any electronic device.
• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Guardify Insurance Group, LLC at the address 7205 FM 1488 Rd, Ste-A, Magnolia, Texas 77354.
• Cookies are small files that are placed on your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
• Country refers to: United States.
• Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Application or the Website or both.
• Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• Website refers to Guardify Insurance Group, accessible from https://www.guardifyinsurance.com, and any additional applicable domains including www.guardifybrazosvalley.com.
• You (both capitalized and lowercase) refers to the individual or end-user accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

Guardify Insurance Group, LLC may request certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:

• Email address
• First name and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Insurance Industry category
• Additional comments You provide
• Usage Data
• Age
• Additional information as requested or required to complete or process insurance applications for insurance carriers, insurance quotes, underwriting services, and financial transactions that are required to secure Services offered by Guardify Insurance Group, LLC

Usage Data

Usage Data is collected automatically when using the Service. Our Service uses Google Analytics to collect Usage Data.

Usage Data may include information such as your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, Guardify Insurance Group, LLC, may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

We may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a mobile device.

Tracking Technologies and Cookies

Guardify Insurance Group, LLC uses Cookies and similar tracking technologies to track the activity on our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service. The technologies we use may include:

• Cookies or Browser Cookies. A cookie is a small file placed on your Device. You can instruct your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if you do not accept Cookies, you may not be able to use some parts of our Service. Unless you have adjusted your browser setting so that it will refuse Cookies, our Service may use Cookies. To adjust your browser settings, review privacy settings available on your browser. Please note that these instructions and setting may vary based on the device and browser that you have.
• Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when you go offline, while Session Cookies are deleted as soon as you close Your web browser.

We use both Session and Persistent Cookies for the purposes set out below:

• Necessary / Essential Cookies

  • Type: Session Cookies
  • Administered by: Us
  • Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

• Cookies Policy / Notice Acceptance Cookies

  • Type: Persistent Cookies
  • Administered by: Us
  • Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

• Functionality Cookies

  • Type: Persistent Cookies
  • Administered by: Us
  • Purpose: These Cookies allow us to remember choices you make when you use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy. you may also adjust your Cookies in your browser settings according to your preference. Please visit your browser settings for more information.

Use of Your Personal Data

Personal Data may be used by Guardify Insurance Group, LLC, and provided to third parties in order to provide you with requested products or Services such as insurance quotes, claims processing, and the underwriting process. You may choose not to provide personal information, however, Guardify Insurance Group, LLC, may be limited in its ability to provide requested products, services, or accurate quotes if certain personal information is not provided due to insurance carrier, third-party, and industry-related requirements.

The Company may use Personal Data for the additional following purposes:

• To provide and maintain our Service, including to monitor the usage of our Service.
• To manage Your Account: to manage your registration as a user of the Service. The Personal Data You provide can give you access to different functionalities of the Service that are available to you as a registered user.
• For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with us through the Service.
• To contact you: To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
• To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
• To manage your requests: To attend and manage your requests or outreaches to Guardify Insurance Group, LLC
• For business transfers: We may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by us about our Service users is among the assets transferred.
• For other purposes: We may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

• With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.
• For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
• With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
• With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
• With other users: When You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
• With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that we assist in deleting the Personal Data that we have collected about you.

Our Service may give you the ability to edit or delete certain information about you from within the Service.

You may update, amend, or delete your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact us to request access to, correct, or delete any personal information that You have provided to us.

Please note, however, that we may need to retain certain information when we have a legal obligation or lawful basis to do so.

Guardify Insurance Group, LLC, will honor requests to delete Personal Data within its capacity to do so as outlined in this Privacy Policy.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Insurance Quote Requests and Carrier Transactions

When you authorize Guardify Insurance Group, LLC, to submit an insurance quote request, we may need to provide Personal Data to additional parties in order to fulfill Service requests that you authorize Guardify Insurance Group, LLC, to make on your behalf as part of industry standard processing for claims, underwriting, quotes, and consumer reporting as required in connection with these services.

Once Personal Data is transferred to a third party, Guardify Insurance Group, LLC, the Personal Data and its retention or deletion is the responsibility of the third party, not the responsibility of Guardify Insurance Group, LLC.

Guardify Insurance Group, LLC, may need to share Personal Data as part of standard insurance industry business transactions between insurance carriers, agents, and communication platforms that are shared among these parties and as required by law for insurance record-keeping and consumer reporting.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or property of the Company
• Prevent or investigate possible wrongdoing in connection with the Service
• Protect the personal safety of Users of the Service or the public
• Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children's Privacy

Our Service does not address anyone under the age of 16. We do not knowingly collect personally identifiable information from anyone under the age of 16. If you are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Guardify Insurance Group, LLC. If you click on a third party link, you will be directed to that third party's site. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

State-Specific Privacy Rights

Certain states have additional privacy protection measures. The following rights are protected in certain states, and Guardify Insurance Group, LLC, abides by the laws of the certain states that affirm:

1. Your right to know the source of your Personal Data
2. Your right to know how your Personal Data is disclosed or used
3. Your right to know the content of your Personal Data
4. Your right to correct your Personal Data

If you have any questions regarding the above rights as they relate to your Personal Data or if you would like to exercise these rights, please contact Guardify Insurance Group, LLC, via the following contact information:

• Mailing Address: Guardify Insurance Group, LLC, 7205 FM 1488 Rd., Ste-A, Magnolia, TX, 77354
• Phone: (832) 930-3827
• Email: service@guardifyig.com

California Residents Rights under CCPA and CPRA

California residents have rights as designated under the California Consumer Protection Act and the California Privacy Rights Act. California residents should know that Guardify Insurance Group, LLC, may use your contact information, geolocation, Internet or device information or other related similar information to improve Your experience with Our Company and services. Please see the detailed information provided above under "Collecting and Using Your Personal Data" to verify what information may be collected, and how this information may be used.

In addition to the information provided under "State-Specific Privacy Rights" above, California residents are reminded that California residents have the right to:

• Access their data twice a year
• Request to delete their information
• Non-discrimination in price and service if they choose to act on their data privacy rights

If you have any questions regarding the above rights as they relate to your Personal Data or if you would like to exercise these rights, please contact Guardify Insurance Group, LLC, via the following contact information:

• Mailing Address: Guardify Insurance Group, LLC, 7205 FM 1488 Rd., Ste-A, Magnolia, TX, 77354
• Phone: (832) 930-3827
• Email: service@guardifyig.com

Please note that we do not have the capability to confirm or deny "do not track" (DNT) requests via our website technology at this time. Global Privacy Control ("GPC") signals are currently processed through the same technology that responds to your browser cookie settings. Your browser should provide detailed instructions to you regarding how to adjust cookie settings to protect your privacy. For best results regarding DNT or GPC requests, please locate the privacy settings in your browser and follow the instructions provided by your device model and browser version to decline cookies in your browser privacy settings. Your settings will only apply to the browser, device, and session that are currently in use, and may need to be re-adjusted with each visit to our website to ensure that all privacy settings reflect your preferences. If you have a pop-up blocker enabled, the blocker may prevent our cookie banner from displaying.

Please also note while we respect your data privacy, some of our products and services require Personal Data in order to comply with legal regulations, consumer reporting, and finance industry standards for insurance Services, and Guardify Insurance Group, LLC, may be limited in its ability to provide certain Services if certain personal data is removed from our database.

Additional Notices

Health Insurance Portability and Accountability (HIPAA) Privacy Policy & Compliance

Guardify Insurance Group, LLC, sells Group Health and Employee Benefits packages. Guardify Insurance Group, LLC, abides by HIPAA Regulations in compliance with U.S. Department of Health and Human Services. Consumers who have purchased health insurance policies, andGuardify Insurance Group, LLC employees, contractors, or agents who have enrolled in a health insurance policy are subject to HIPAA compliance.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page, and updating the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

• By email: service@guardifyig.com
• By phone number: (832) 930-3827

This Privacy Policy has been created with the help of the Privacy Policy Generator.